Merchant account

By iTravel Network Solutions
We add gateways based on requests from paying customers.

By firstdata

Merchant Certificate

Credit Card

Credit Card MasterCard

Credit Card
American Express

Credit Card

Credit Card
Diners Club


iTRAVEL NETWORK SOLUTIONS® Members Only. Savings and solutions designed for how you do business.

Join iTRAVEL NETWORK SOLUTIONS® Merchant Payment Processing service and receive payment processing rates as low.

Preferred gateways for just $50 per month
Tier 2 gateways $100 per month
Tier 2 gateways and Receivers incur a $.03/transaction fee


iTRAVEL NETWORK SOLUTIONS® Merchant Payment Processing Service offers a full range of business solutions. Our Small Business Solutions help you simplify running your business, discover new opportunities, build loyalty—even start selling online. All while state-of-the-art security protects your business every step of the way.


The customer submits his credit card for payment.

PSP manages the complex routing of the data on behalf of the merchant through the following steps/entities.

PSP passes the secure transaction information via a secure connection to the Processor.

The Merchant Bank's Processor submits the transaction to the credit card network (like Visa, MasterCard, American Express, Discover). The credit card network routes the transaction to the bank that issued the credit card to the customer.

The issuing bank approves or declines the transaction based on the customer's available funds and passes the transaction results back to the credit card network.

The credit card network relays the transaction results to the merchant bank's processor. The processor relays the transaction results to PSP.

PSP stores the transaction results and sends them to the website for the customer and merchant to see.

The merchant delivers goods or services to the buyer.

The issuing bank sends the appropriate funds for the transaction to the credit card network, which passes the funds to the merchant's bank.

The bank then deposits the funds into the merchant's bank account. This is called 'settlement', and typically the transaction funds are deposited into the merchant's primary bank account within four business days.


Do I have to pay gateway/merchant accounts fees as well?
Yes, iTravelNetwork's fees are independent of and separate from payment gateway/PSP/merchant account fees.

We're an early stage startup wanting to support multiple gateway types out of the gate. Can you help?
Our Preferred Gateways startup pack includes a bundle of some of the most popular gateway choices. It's an economical way to offer some of the most popular choices for platforms and marketplaces.

Are you billing me based on the number of gateways. I use or the number of merchant accounts?
We bill you based on gateway types (e.g. FirstData, AuthorizeNet, etc) with no limit on the number of distinct merchant accounts that you can support using those gateway types.

You will need a separate merchant account for this plan. A merchant account collects payments from your customer's bank and deposits the funds into your business checking or savings account.